Spread the cost of your heating oil

Calculate your payment

Keep your heating costs predictable all year

With Watson Fuels’ Monthly Payment Scheme, you pay for your home heating oil in twelve manageable instalments - no tie-ins, no surprises.

Your payments are taken automatically by Direct Debit, protected by the UK Direct Debit Guarantee.

You can stay in control with the myWatson online portal and app, where you can cancel with reimbursement, amend your plan, or place an order at any time, anywhere.

How it works:

  • We estimate your annual oil use based on your property type - say, 2,000 litres for a three-bed home.
  • We multiply this by current fuel prices to create a yearly budget, then divide by 12 equal payments.
  • You pay by Direct Debit, and if you sign up to Tankscout fuel monitoring, we can handle your top-ups automatically.

See your personalised estimate in seconds or speak to our UK-based team on 0333 070 5656 to discuss with our sales advisors.

See why we're rated 'Great' on Trustpilot

  • 5-day delivery* (vs industry 10-day avg)
  • 2% interest on credit balances**
  • Cancel any time, no tie-in fee

Trustpilot

Calculate your payment

Find out your heating oil monthly cost

Get peace of mind by spreading the cost of your heating oil throughout the year. Use this monthly payment calculator to find out what your monthly cost would be. 

Let’s get started

What is your estimated annual usage?

How many bedrooms does your home have?

Which of the following do you have in your home?

One of these fields is required.

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Here are your results

Our Monthly Payment Scheme takes the worry out of heating your home. We have a range of options below for you to choose from. Simply sign up to the option below that suits you best and we will contact you to complete the process.

Classic

£ per month

All the below for only:

  • 5 working day delivery
  • Access to rewards programme
  • 12 monthly payments

Complete

£ per month

All the below for only:

  • 5 day working delivery
  • Access to rewards programme
  • 12 monthly payments
  • Tankscout fuel monitoring

Here’s your calculation breakdown

You have chosen the plan for £ per month

  • Home heating oil: £ per month
  • Boiler servicing: £ per month
  • Tankscout fuel monitoring: £ per month

This has been calculated using information provided by you:

  • Annual usage: litres
  • Bedrooms:
  • Boiler type:
  • Cooker type:

It is important that you read and understand the section below entitled Information About You. By signing the application in the questionnaire, you agree that we can use your information in this way and that you consent to one of our customer service representatives contacting you to complete the application process and arrange your Direct Debit. 

Information About You

We may perform credit searches on you with credit reference agencies in order to verify your identity, prevent fraud and money laundering, and assist with the management of your account.

We may use credit-scoring methods to assess this application and may share the results and associated information with other companies in the Watson Fuels group.

The credit reference agencies may record details of the check whether or not this application proceeds. The information that we will consider may include credit information and publicly available information including the electoral roll, county court judgments, bankruptcy orders and repossessions, and assets registered in your name on public registers such as the Land Registry. We may also consider information relating to individuals with whom you are financially linked.

An admin fee of £25 is payable if there are insufficient funds in your bank account for the direct debit payment to clear. If we disagree we will contact you through your local depot. Your local depot will help you calculate your monthly payment plan using this information based on current market conditions.

If you no longer wish to receive information from Watson Fuels, and its related divisions, please email us at: customer.service@watsonfuels.co.uk. You have the right of access to your personal records held by Watson Fuels and credit and fraud agencies. We will supply their names and addresses upon request to Watson Fuels, Callow Park, Callow Hill, Brinkworth, Chippenham, Wiltshire, SN15 5FD.

Watson Fuels are all trading names of WFL (UK) Limited. Registered in England and Wales, No. 594001. Registered office: Watson Fuels, Callow Park, Callow Hill, Brinkworth, Chippenham, Wiltshire, SN15 5FD.

Thank you

Our team will review your application and be in touch shortly. Should you have any questions, please contact your local depot.

Postcode not eligible

Sorry your area is not covered by our service.

Why enrol in our Monthly Payment Scheme?

Large bills for individual heating oil deliveries can squeeze your budget. Comparing prices can be time-consuming and confusing. And without a trusted partner, you may not be able to get oil as fast as you need—especially in the winter months.

With our Monthly Payment Scheme, you’ll:

  • Receive premium service
    Get your tank filled on a priority five-working-day delivery schedule—well above the 10-day industry standard.*

  • Ensure a reliable supply
    Never worry about running out of oil in the winter. We’ll top up your tank year-round.

  • Keep your budget in check
    Enjoy a set monthly payment and earn 2% interest on all credit balances.**
  • Enjoy added convenience
    Manage your account on the go with the myWatson online portal.

  • Access exclusive offers
    Add extra services, such as our Tankscout tank telemetry or Carbon Offset Heating Oil, to your Monthly Payment Scheme account.

* = We aim to make deliveries within 5 business days. Delivery times may be affected by events beyond our control (such as adverse weather conditions). Deliveries to areas with restricted access may take longer.
** = Subject to change. The rate of interest payable on credit balances may vary over time.

Sign up for the Monthly Payment Scheme today. It’s quick and easy

Follow this simple two-step process:


Step 1: Calculate your payment or call your local Watson Fuels office.

We’ll ask you a few questions to accurately assess your annual heating oil usage and required monthly payment.


Step 2: Get approved fast. We’ll perform a soft credit check.

Once approved, we’ll set up your Direct Debit and confirm your payment schedule for the coming 12 months.

We’ll review your account with you every six months to make sure your payments reflect your actual usage. And, if your annual usage is less than estimated, you’ll receive a credit on your one-year anniversary. Plus, you’ll earn 2% interest on all credit balances throughout the year.

 

Calculate your payment

Wondering how much your monthly heating oil bill might be?

Find out now with our quick and convenient online calculator.

Calculate your payment

Our range of home services provides full peace of mind

In addition to heating oil, we provide a full range of home services to help make the day-to-day management of your home easier.

Tankscout fuel monitoring

Never run out of heating oil. Our Tankscout telemetry lets you see your tank levels in real time with the myWatson portal or app. Add it for just £8 per calendar month.

Home EV Charge Points

Get a home EV charger with Watson Fuels. Leading smart EV chargers, expertly installed.

myWatson Portal and App

Access your account or order your heating oil 24/7 on our online portal or mobile app.

Frequently asked questions

  • Our team estimates your usage based on your property size and similar properties in your area.

Use our online calculator to assess your monthly payment and apply online, or call our team on 0333 070 5656 to discuss with our sales advisors.

Calculate your payment