Spread your heating oil cost with our Monthly Payment Scheme

 

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Keep your heating costs predictable all year

With Watson Fuels’ Monthly Payment Scheme, you pay for your home heating oil in twelve manageable instalments - no tie-ins, no surprises.

Your payments are taken automatically by Direct Debit, protected by the UK Direct Debit Guarantee.

You can stay in control with the myWatson online portal and app, where you can cancel with reimbursement, amend your plan, or place an order at any time, anywhere.

How it works:

  • We estimate your annual oil use based on your property type - say, 2,000 litres for a three-bed home.
  • We multiply this by current fuel prices to create a yearly budget, then divide by 12 equal payments.
  • You pay by Direct Debit, and if you sign up to Tankscout fuel monitoring, we can handle your top-ups automatically.

See your personalised estimate in seconds or speak to our UK-based team on 0333 070 6767 to discuss with our sales advisors.

See why we're rated 'Excellent' on Trustpilot

  • 5-day delivery* (vs industry 10-day avg)
  • 2% interest on credit balances**
  • Cancel any time, no tie-in fee

More reasons customers choose Watson Fuels

  • Trusted since 1957 - delivering to homes, farms and businesses across the UK.
  • Local service - 35 depots nationwide, reaching some of the most rural locations.
  • Highly rated - Feefo Gold Trusted Service Award and Trustpilot 'Excellent'.
  • Peace of mind - we monitor and review your plan to prevent unexpected shortfalls.

Calculate your payment

Join the 17,000+ UK households already using Watson Fuels’ Monthly Payment Scheme. Get your personalised monthly quote in seconds and enjoy predictable heating costs all year.

Calculate your payment

Why enrol in our Monthly Payment Scheme?

Large bills for individual heating oil deliveries can squeeze your budget. Comparing prices can be time-consuming and confusing. And without a trusted partner, you may not be able to get oil as fast as you need—especially in the winter months.

With our Monthly Payment Scheme, you’ll:

  • Receive premium service
    Get your tank filled on a priority five-working-day delivery schedule—well above the 10-day industry standard.*

  • Ensure a reliable supply
    Never worry about running out of oil in the winter. We’ll top up your tank year-round.

  • Keep your budget in check
    Enjoy a set monthly payment and earn 2% interest on all credit balances.**

 

  • Enjoy added convenience
    Manage your account on the go with the myWatson online portal.

  • Access exclusive offers
    Add extra services like our Tankscout tank telemetry or Carbon Offset Heating Oil to your Monthly Payment Scheme account.

* = We aim to make deliveries within 5 business days. Delivery times may be affected by events beyond our control (such as adverse weather conditions). Deliveries to areas with restricted access may take longer.
** = Subject to change. The rate of interest payable on credit balances may vary over time.

Sign up for the Monthly Payment Scheme today. It’s quick and easy

Follow this simple two-step process:


Step 1: Calculate your payment or call your local Watson Fuels office.

We’ll ask you a few questions to accurately assess your annual heating oil usage and required monthly payment.


Step 2: Get approved fast. We’ll perform a soft credit check.

Once approved, we’ll set up your Direct Debit and confirm your payment schedule for the coming 12 months.

We’ll review your account with you every six months to make sure your payments reflect your actual usage. And, if your annual usage is less than estimated, you’ll receive a credit on your one-year anniversary. Plus, you’ll earn 2% interest on all credit balances throughout the year.

 

Calculate your payment

Wondering how much your monthly heating oil bill might be?

Find out now with our quick and convenient online calculator.

Calculate your payment

Our range of home services provides full peace of mind

In addition to heating oil, we provide a full range of home services to help make the day-to-day management of your home easier.

Frequently asked questions

  • Our team estimates your usage based on your property size and similar properties in your area.

Use our online calculator to assess your monthly payment and apply online, or call our team on 0333 070 6767 to discuss with our sales advisors.

Calculate your payment